American Express Platinum Card Benefits & Credits (2026)
American Express Platinum Card gives you $3,535 in annual credits and perks for a $895 fee. Here's every benefit and how to use it.
Every Platinum Card benefit
$600 Hotel Credit
$600Get up to $300 in statement credits semi-annually for a total of $600 per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel. Each booking includes complimentary benefits such as room upgrades and a $100 credit towards eligible on-property charges.
How to use: Book a prepaid hotel stay through AmexTravel.com or the Amex Travel App at Fine Hotels + Resorts® or The Hotel Collection properties. Statement credit will be applied automatically to your card.
$200 Airline Incidental Fee Credit
$200Receive up to $200 per calendar year in statement credit when you charge eligible airline incidental fees such as checked bags, seat assignments, and lounge passes to your card.
How to use: Enroll and select your airline before January 31st. Charge eligible incidental fees (checked bags, seat assignments, lounge passes, in-flight refreshments) to your Platinum Card for the selected airline. Statement credit will be applied automatically.
$400 Resy Credit
$400Get statement credits to use at over 10,000 restaurants globally when dining through the Resy platform.
How to use: Book restaurant reservations through Resy using your Platinum Card. Statement credits will be applied automatically when you charge eligible dining purchases to the card.
$300 Digital Entertainment Credit
$300Get up to $25 in monthly statement credits towards eligible digital entertainment services including Disney+, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV.
How to use: Enroll in the benefit. Use your Platinum Card to pay for subscriptions directly from eligible providers (Disney+, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, or YouTube TV). Statement credits of up to $25 monthly will be applied automatically.
$200 Uber Cash and $120 Uber One Credit
$320Receive $200 in annual Uber Cash for rides or food, plus a $120 annual Uber One membership credit.
How to use: Load Uber Cash to your Uber account using your Platinum Card, or use your card to pay for Uber rides and Uber Eats orders. Enroll in Uber One to receive the $120 membership credit.
$300 Lululemon Credit
$300Receive up to $75 quarterly in statement credits when you make eligible Lululemon purchases in store or online.
How to use: Enroll in the benefit. Use your Platinum Card to make purchases at Lululemon stores or on Lululemon.com. Statement credits of up to $75 per quarter will be applied automatically.
$200 Oura Ring Credit
$200Receive up to $200 per year in statement credits when you purchase an Oura Ring through Ouraring.com using your Platinum Card.
How to use: Enroll in the benefit. Purchase an Oura Ring directly from Ouraring.com using your Platinum Card. Statement credit will be applied automatically.
$219 CLEAR+ Credit
$219Annual reimbursement for CLEAR+ membership, which uses biometrics to allow members to bypass part of the security line at airports and stadiums in select cities.
How to use: Enroll in the benefit. Use your Platinum Card to pay for your CLEAR+ membership. Statement credit will be applied automatically.
TSA PreCheck or Global Entry Reimbursement
Reimbursement of application fees for TSA PreCheck ($78-$85) or Global Entry ($100).
How to use: Apply for TSA PreCheck or Global Entry through the official programs. Pay the application fee with your Platinum Card. Submit documentation of the charge to American Express for reimbursement.
American Express Global Lounge Collection
Access to over 1,550 airport lounges in more than 140 countries, including Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass membership, and other select partner lounges. Over $850 in annual value.
How to use: Enroll in Priority Pass membership through your Amex account. Use your Platinum Card or Priority Pass membership to access eligible lounges at airports worldwide.
4X Points at Restaurants
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
How to use: Use your Platinum Card at any restaurant worldwide. Earn 4X points on the first $50,000 spent per calendar year, then 1X point per dollar for additional restaurant spending.
4X Points at US Supermarkets
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
How to use: Use your Platinum Card at US supermarkets. Earn 4X points on the first $25,000 spent per calendar year, then 1X point per dollar for additional supermarket spending.
5X Points on Prepaid Hotels
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
How to use: Book a prepaid hotel stay through AmexTravel.com or the Amex Travel App using your Platinum Card. Earn 5X points automatically.
3X Points on Flights
Earn 3X Membership Rewards® points per dollar on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
How to use: Book or purchase flights through AmexTravel.com, the Amex Travel App, or directly from an airline using your Platinum Card. Earn 3X points automatically.