Chase Sapphire Reserve Benefits & Credits (2026)
Chase Sapphire Reserve gives you $1,050 in annual credits and perks for a $550 fee. Here's every benefit and how to use it.
Every Chase Sapphire Reserve benefit
Annual Travel Credit
$300$300 back automatically each year on travel purchases — applies to the first $300 in travel charged to your card.
How to use: Just use your card for any travel purchase. Credit applies automatically to statement.
Global Entry / TSA PreCheck Credit
$100Up to $100 credit for Global Entry application (includes TSA PreCheck). Valid once every 4.5 years.
How to use: Apply for Global Entry at cbp.gov and pay the $100 fee with your Chase Sapphire Reserve.
DoorDash DashPass + Credits
$120Complimentary DashPass membership ($9.99/month value) plus $5/month DoorDash in-app credit, totaling up to $120/year in value.
How to use: Chase account → Benefits → DoorDash → Activate DashPass. Credits auto-apply at checkout.
Lyft Pink All Access
$199Complimentary Lyft Pink All Access membership ($199/year value) — includes 15% off rides, priority airport pickups, and free cancellations.
How to use: Chase account → Benefits → Lyft → Activate Pink membership. Discounts apply automatically in the Lyft app.
Hotel Collection $100 Activity Credit
$100$100 experience credit (dining, spa, resort activities) per stay of 2+ nights booked through Chase Travel at The Edit by Chase Hotels.
How to use: Book at chase.com/travel → Hotels → The Edit. Activity credit applied automatically by the property during stay.
Priority Pass + Chase Sapphire Lounges
Unlimited Priority Pass lounge access (1,300+ lounges) plus access to Chase Sapphire Lounges. Bring unlimited guests at no charge.
How to use: Activate via chase.com → Benefits → Priority Pass. Then use Priority Pass app at lounges.
Trip Cancellation & Interruption Insurance
Up to $10,000 per person and $20,000 per trip for prepaid, non-refundable expenses if your trip is cancelled or cut short due to a covered reason.
How to use: Pay for your trip with your card. File claims at eclaimsline.com within 20 days of cancellation.
Primary Rental Car Insurance
Primary auto collision damage waiver (CDW) coverage when you decline the rental company\
How to use: Pay for the rental with your card and decline the rental car company\
Cell Phone Protection
Up to $1,000 per claim for repair or replacement of your cell phone against covered theft or damage when you pay your monthly bill with your Chase Sapphire Reserve.
How to use: Pay your monthly phone bill with your Chase Sapphire Reserve. File claims within 60 days of the incident.
National Car Rental Emerald Club
Complimentary National Car Rental Emerald Club Executive status — skip the counter, choose your car, and earn free rental days faster.
How to use: Chase account → Benefits → National Car Rental → Enroll in Emerald Club. Use your card for rentals to maintain status.