Credit Card Benefits Guide (2026)

Every annual credit and perk on 45 top travel cards — and whether each is worth its fee.

Platinum CardAmerican Express$3,225 value Amex Business PlatinumAmerican Express$1,719 value Chase Sapphire ReserveChase$1,050 value Citi AAdvantage ExecutiveCiti$950 value Amex Hilton AspireAmerican Express$900 value Chase United ClubChase$850 value Amex Delta ReserveAmerican Express$750 value Amex Delta Reserve BusinessAmerican Express$720 value Chase Sapphire PreferredChase$614 value Capital One Venture XCapital One$610 value Amex Delta Platinum BusinessAmerican Express$500 value Amex Delta PlatinumAmerican Express$500 value Amex Business GoldAmerican Express$395 value Amex Hilton SurpassAmerican Express$350 value Amex GoldAmerican Express$340 value US Bank Altitude ReserveUS Bank$325 value Chase Southwest PriorityChase$307 value Chase United ExplorerChase$300 value Amex GreenAmerican Express$289 value Amex Hilton BusinessAmerican Express$270 value Amex Marriott Bonvoy BusinessAmerican Express$250 value Amex Marriott BonvoyAmerican Express$250 value BoA Premium RewardsBank of America$200 value Chase United BusinessChase$200 value Capital One Spark Cash PlusCapital One$200 value Chase World of HyattChase$150 value Chase Marriott BoundlessChase$150 value Citi AAdvantage Business PlatinumCiti$140 value Citi AAdvantage PlatinumCiti$140 value Amex Delta GoldAmerican Express$140 value Barclays Aviator RedBarclays$120 value Citi Strata PremierCiti$100 value Capital One Spark MilesCapital One$100 value Capital One VentureCapital One$100 value Chase Ink PreferredChase$100 value Chase Ink Business PreferredChase$100 value Capital One Spark Miles BusinessCapital One$100 value Chase Southwest PlusChase$95 value Amex Hilton HonorsAmerican Express$50 value Chase Ink Business UnlimitedChase$0 value Chase Ink Business CashChase$0 value Chase Freedom FlexChase$0 value Bilt MastercardBilt$0 value Chase Ink UnlimitedChase$0 value Chase Freedom UnlimitedChase$0 value