American Express Amex Delta Gold Benefits & Credits (2026)
American Express Amex Delta Gold gives you $140 in annual credits and perks for a $150 fee. Here's every benefit and how to use it.
$140
Annual value
$150
Annual fee
0.9x
Value vs fee
Depends on usage. Use enough of the $140 in credits to clear the $150 fee.
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Every Amex Delta Gold benefit
First Checked Bag Free
Your first checked bag is free on Delta flights for you and up to 8 companions on the same reservation — saving up to $35 per person each way.
How to use: Book Delta flights and pay with your Amex Delta Gold. Present your card at check-in or check bags via the Delta app. Savings applied automatically.
20% Inflight Savings
Get 20% back as a statement credit on eligible Delta in-flight food, beverage, and audio headset purchases.
How to use: Pay for any inflight food or beverage with your Amex Delta Gold. 20% credit posts automatically within 6–8 weeks.