Chase Ink Business Preferred Benefits & Credits (2026)
Chase Ink Business Preferred gives you $100 in annual credits and perks for a $95 fee. Here's every benefit and how to use it.
Every Chase Ink Business Preferred benefit
Cell Phone Protection
Up to $1,000 per claim for repair or replacement of your cell phone against theft or damage when you pay monthly phone bills with this card — highest cell protection of any Chase card.
How to use: Pay your business cell phone bills with your Chase Ink Business Preferred. File claims within 60 days of the incident.
Trip Cancellation & Interruption
Up to $5,000 per person and $10,000 per trip in reimbursement for prepaid non-refundable travel if cancelled for a covered reason.
How to use: Pay for business travel with your Ink Business Preferred. File claims at eclaimsline.com within 20 days of cancellation.
Primary Rental Car Insurance
Primary auto collision damage waiver on rentals for business purposes — covers the actual cash value of the vehicle with no need to file against personal insurance first.
How to use: Reserve and pay for the rental with your Ink Business Preferred. Decline the CDW at the counter. Coverage applies automatically.