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Chase United Explorer Benefits & Credits (2026)

Chase United Explorer gives you $300 in annual credits and perks for a $95 fee. Here's every benefit and how to use it.

$300
Annual value
$95
Annual fee
3.2x
Value vs fee
✅ Worth it if you use the credits. The $300 in benefits comfortably beats the $95 fee — a 3.2x return.
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Every Chase United Explorer benefit

🧳

First Checked Bag Free

Your first checked bag is free on United-operated flights for you and one companion on the same reservation — saving up to $35 per person each way.

How to use: Book United flights and pay with your Chase United Explorer. Show your MileagePlus card or Visa card at check-in.

🛋️

2 United Club One-Day Passes

Two United Club one-day passes each anniversary year — access the United Club and Star Alliance lounges at airports worldwide.

How to use: Receive passes via email each anniversary. Present digital or printed pass at any United Club entrance on your travel day.

🛂

Global Entry / TSA PreCheck Credit

$100

Up to $100 back every 4.5 years for Global Entry ($120) or TSA PreCheck ($85) application fees.

How to use: Apply for Global Entry at cbp.gov and pay with your Chase United Explorer. Credit posts within 6–8 weeks.

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