Capital One Spark Miles Business Benefits & Credits (2026)
Capital One Spark Miles Business gives you $100 in annual credits and perks for a $95 fee. Here's every benefit and how to use it.
$100
Annual value
$95
Annual fee
1.1x
Value vs fee
✅ Worth it if you use the credits. The $100 in benefits comfortably beats the $95 fee — a 1.1x return.
Track every Capital One Spark Miles Business credit before it expires — Get AeroStack free →
Every Capital One Spark Miles Business benefit
Global Entry / TSA PreCheck Credit
$100Up to $100 back every 4 years for Global Entry ($120) or TSA PreCheck ($85) application fees charged to your Spark Miles for Business card.
How to use: Apply for Global Entry at cbp.gov and pay with your Capital One Spark Miles for Business. Credit posts automatically.
Purchase Protection
New business purchases covered against damage or theft for 90 days — up to $10,000 per claim.
How to use: Pay for eligible business purchases with your Spark Miles for Business. File claims through the Benefit Administrator.