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Capital One Venture X Benefits & Credits (2026)

Capital One Venture X gives you $610 in annual credits and perks for a $395 fee. Here's every benefit and how to use it.

$610
Annual value
$395
Annual fee
1.5x
Value vs fee
✅ Worth it if you use the credits. The $610 in benefits comfortably beats the $395 fee — a 1.5x return.
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Every Capital One Venture X benefit

✈️

Annual Travel Credit

$300

$300 back annually on bookings through Capital One Travel portal — flights, hotels, rental cars, and vacation packages.

How to use: Book travel at travel.capitalone.com and pay with Venture X. Credit applies automatically.

🎯

10,000 Anniversary Miles

$100

10,000 bonus miles every year on your card anniversary — worth at least $100 in travel when redeemed through Capital One Travel.

How to use: Automatic — miles appear in your account on your anniversary date. Redeem via Capital One Travel.

🛂

Global Entry / TSA PreCheck Credit

$100

Up to $100 credit every 4 years toward Global Entry application fee. Global Entry membership includes TSA PreCheck.

How to use: Apply at cbp.gov/global-entry and pay the $100 fee with your Venture X card.

🛋️

Capital One & Priority Pass Lounges

Access Capital One Lounges (DFW, DEN, IAD, LAS, JFK coming) plus unlimited Priority Pass membership for cardholder and up to 2 guests per visit.

How to use: Activate via capitalone.com → Benefits → Lounge Access. Present card at Capital One lounges.

🚙

Hertz President\

Complimentary Hertz President\

How to use: Capital One account → Benefits → Hertz → Enroll. Show Venture X card at pickup for status recognition.

🚗

Primary Rental Car Insurance

Primary auto collision damage waiver coverage — no need to file with your personal auto insurance first when a rental car is damaged or stolen.

How to use: Pay for the rental with your Venture X and decline collision damage waiver at the counter. Coverage is automatic.

🛡️

Trip Cancellation & Interruption Insurance

Up to $2,000 per person in reimbursement for prepaid, non-refundable travel expenses if your trip is cancelled due to illness, weather, or other covered reasons.

How to use: Pay for your trip with Venture X. Contact Benefit Administrator within 60 days of trip cancellation to file a claim.

📱

Cell Phone Protection

Up to $800 per claim for repair or replacement of your cell phone against covered theft or damage when you pay your monthly phone bill with Venture X.

How to use: Pay your monthly cell phone bill with your Venture X card. File claims within 60 days of incident.

🔧

Extended Warranty Protection

Extends the manufacturer\

How to use: Pay for eligible purchases with your Venture X card. Warranty extension is automatic — save receipts and documentation.

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