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American Express Amex Hilton Surpass Benefits & Credits (2026)

American Express Amex Hilton Surpass gives you $350 in annual credits and perks for a $150 fee. Here's every benefit and how to use it.

$350
Annual value
$150
Annual fee
2.3x
Value vs fee
✅ Worth it if you use the credits. The $350 in benefits comfortably beats the $150 fee — a 2.3x return.
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Every Amex Hilton Surpass benefit

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Hilton Resort Credit

$200

Up to $200 back annually in statement credits on Hilton hotel or resort purchases — $50 per quarter, applied automatically when you charge a Hilton stay.

How to use: Pay for any Hilton hotel stay or on-property charge with your Amex Hilton Surpass. Credit posts automatically within 2–3 business days.

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Priority Pass — 12 Visits

12 Priority Pass lounge visits per year for the primary cardholder — access 1,300+ airport lounges worldwide.

How to use: Activate Priority Pass through your Amex account → Benefits → Priority Pass. Download the Priority Pass app and show it at any participating lounge.

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Hilton Gold Elite Status

Complimentary Hilton Gold Elite status — includes 80% bonus Points on stays, room upgrades when available, and complimentary breakfast at select properties.

How to use: Status is automatic. Log in to hiltonhonors.com to confirm your Gold status is active.

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