American Express Amex Business Gold Benefits & Credits (2026)
American Express Amex Business Gold gives you $395 in annual credits and perks for a $375 fee. Here's every benefit and how to use it.
$395
Annual value
$375
Annual fee
1.1x
Value vs fee
✅ Worth it if you use the credits. The $395 in benefits comfortably beats the $375 fee — a 1.1x return.
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Every Amex Business Gold benefit
Flexible Business Credit
$240$20/month ($240/year) in statement credits on eligible purchases at select partners including FedEx, Grubhub, and other rotating business partners.
How to use: Check current eligible partners at americanexpress.com/business-gold → Benefits → Business Credit. Use your card at qualifying partners monthly.
Walmart+ Credit
$155Up to $155 back per year on a Walmart+ membership — covers the full annual membership cost.
How to use: Purchase or renew Walmart+ at walmart.com and pay with your Amex Business Gold. Credit posts within 8–12 weeks.