Bilt Mastercard Benefits & Credits (2026)
Bilt Mastercard gives you $0 in annual credits and perks for a $0 fee. Here's every benefit and how to use it.
Every Bilt Mastercard benefit
Trip Cancellation & Interruption
Up to $5,000 per person for prepaid non-refundable travel expenses if your trip is cancelled or interrupted for a covered reason.
How to use: Pay for your trip with your Bilt Mastercard. File claims through the Benefit Administrator within 20 days of cancellation.
Cell Phone Protection
Up to $800 per claim for repair or replacement of your cell phone against covered theft or damage when you pay monthly phone bills with your Bilt card.
How to use: Pay your monthly cell phone bill with your Bilt Mastercard. File claims within 60 days of the incident.
Travel Delay Insurance
Up to $500 per ticket for reasonable expenses (meals, lodging, transportation) if your trip is delayed 6+ hours or requires an overnight stay.
How to use: Pay for flights with your Bilt Mastercard. If delayed 6+ hours, save receipts for meals and lodging. File claims through the Benefit Administrator.