Capital One Spark Miles Benefits & Credits (2026)
Capital One Spark Miles gives you $100 in annual credits and perks for a $0 fee. Here's every benefit and how to use it.
$100
Annual value
$0
Annual fee
✅ Worth it if you use the credits. The $100 in benefits comfortably beats the $0 fee.
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Every Capital One Spark Miles benefit
Global Entry / TSA PreCheck Credit
$100Up to $100 back every 4 years for Global Entry ($120) or TSA PreCheck ($85) application fee charged to your Spark Miles card.
How to use: Apply for Global Entry at cbp.gov and pay with your Capital One Spark Miles for Business. Credit posts automatically.
Purchase Protection
New business purchases are covered against damage or theft for 90 days — up to $10,000 per claim.
How to use: Pay for business purchases with your Capital One Spark Miles. File claims through the Benefit Administrator.