Bank of America BoA Premium Rewards Benefits & Credits (2026)
Bank of America BoA Premium Rewards gives you $200 in annual credits and perks for a $95 fee. Here's every benefit and how to use it.
$200
Annual value
$95
Annual fee
2.1x
Value vs fee
✅ Worth it if you use the credits. The $200 in benefits comfortably beats the $95 fee — a 2.1x return.
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Every BoA Premium Rewards benefit
$100 Airline Incidental Fee Credit
$100Up to $100 back per year in statement credits on incidental airline purchases — seat upgrades, checked bags, in-flight food, and lounge day passes.
How to use: Use your Bank of America Premium Rewards card for any incidental airline fee. Credit posts automatically within 1–2 billing cycles.
Global Entry / TSA PreCheck Credit
$100Up to $100 back every 4 years for Global Entry ($120) or TSA PreCheck ($85) application fees.
How to use: Apply for Global Entry at cbp.gov and pay with your Bank of America Premium Rewards card. Credit posts automatically.