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American Express Amex Gold Benefits & Credits (2026)

American Express Amex Gold gives you $340 in annual credits and perks for a $325 fee. Here's every benefit and how to use it.

$340
Annual value
$325
Annual fee
1.0x
Value vs fee
✅ Worth it if you use the credits. The $340 in benefits comfortably beats the $325 fee — a 1.0x return.
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Every Amex Gold benefit

🍽️

Dining Credit

$120

$10/month back on eligible dining at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Milk Bar. Up to $120/year in statement credits.

How to use: Enroll at amex.com → Benefits → Dining Credit. Then pay with your Amex Gold at any enrolled partner. Credit posts within 2–3 business days.

🚗

Uber Cash

$120

$10 Uber Cash each month for use on Uber rides or Uber Eats in the US. Up to $120/year.

How to use: In the Uber app → Account → Wallet → Add Payment → Add Amex Gold. Uber Cash applies automatically to rides and Eats orders.

🏨

Hotel Collection Credit

$100

Up to $100 back per stay of 2+ nights booked through Amex Travel at The Hotel Collection properties — applicable to dining, spa, and resort activities.

How to use: Book at AmexTravel.com → Hotels → The Hotel Collection. Credit is applied at the property during your stay.

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